.planning-tool {
  --planning-border: var(--line);
  margin: var(--spacing-lg) 0;
  padding: clamp(1.25rem, 3vw, 2rem);
  border: 1px solid var(--planning-border);
  border-radius: var(--radius-lg);
  background: var(--bg-secondary);
  color: var(--text);
  font-size: 1rem;
  line-height: 1.65;
  box-shadow: var(--shadow-sm);
}

.planning-tool h3,
.planning-tool h4 {
  margin-top: 0;
}

.planning-tool__eyebrow {
  margin: 0 0 .35rem;
  color: var(--accent);
  font-size: .875rem;
  font-weight: 800;
  letter-spacing: .09em;
  text-transform: uppercase;
}

.planning-tool__intro > p:last-child,
.planning-result__summary > p:last-child {
  color: var(--muted);
  line-height: 1.7;
}

.planning-tool__form {
  margin-top: 1.5rem;
}

.planning-tool__grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 1rem;
}

.planning-tool__grid > label,
.planning-tool__fieldset legend {
  font-weight: 750;
}

.planning-tool select,
.planning-tool input[type="number"] {
  width: 100%;
  min-height: 48px;
  margin-top: .45rem;
  padding: .65rem .75rem;
  border: 1px solid var(--planning-border);
  border-radius: var(--radius-sm);
  background: var(--white);
  color: var(--text);
  font: inherit;
}

.planning-tool input[type="checkbox"] {
  flex: 0 0 auto;
  width: 1.1rem;
  height: 1.1rem;
  margin-top: .2rem;
  accent-color: var(--accent);
}

.planning-tool select:focus-visible,
.planning-tool input:focus-visible,
.planning-tool button:focus-visible,
.planning-tool a:focus-visible {
  outline: 3px solid rgba(140, 106, 79, .4);
  outline-offset: 2px;
}

.planning-tool__help {
  display: block;
  margin-top: .25rem;
  color: var(--muted);
  font-size: 1rem;
  font-weight: 400;
  line-height: 1.6;
}

.planning-tool__fieldset {
  min-width: 0;
  margin: 1rem 0 0;
  padding: 1rem;
  border: 1px solid var(--planning-border);
  border-radius: var(--radius-md);
  background: var(--white);
}

.planning-tool__fieldset legend {
  padding: 0 .35rem;
}

.planning-tool__checks {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: .35rem 1rem;
  margin-top: .8rem;
}

.planning-tool__checks label {
  display: flex;
  gap: .55rem;
  align-items: flex-start;
  color: var(--text);
  font-size: 1rem;
  line-height: 1.55;
}

.planning-tool__actions {
  margin-top: 1.25rem;
}

.planning-tool__privacy {
  margin: .7rem 0 0;
  color: var(--muted);
  font-size: .95rem;
  line-height: 1.6;
}

.planning-tool__error {
  margin: 1rem 0 0;
  padding: .8rem 1rem;
  border-left: 4px solid var(--error);
  background: var(--error-bg);
  color: var(--text);
}

.planning-result {
  margin-top: 1.5rem;
  padding-top: 1.5rem;
  border-top: 1px solid var(--planning-border);
}

.planning-result__cards {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: .75rem;
  margin: 1.25rem 0;
}

.planning-result__card {
  margin: 0;
  padding: 1rem;
  border-radius: var(--radius-md);
  background: var(--white);
  box-shadow: inset 0 0 0 1px var(--planning-border);
}

.planning-result__card h4 {
  margin-bottom: .35rem;
  font-size: 1rem;
}

.planning-result__card strong {
  display: block;
  color: var(--accent);
  font-size: 1.3rem;
  font-weight: 850;
}

.planning-result__card p {
  margin: .35rem 0 0;
  color: var(--text);
  font-size: 1rem;
  line-height: 1.6;
}

.planning-result__details,
.planning-result__limits {
  margin-top: 1rem;
  padding: 1rem;
  border-radius: var(--radius-md);
  background: var(--white);
  color: var(--text);
}

.planning-result__details ul {
  margin-bottom: 0;
}

.planning-result__details li,
.planning-result__limits p {
  color: var(--text);
  font-size: 1rem;
  line-height: 1.7;
}

.planning-result__limits p {
  margin-bottom: 0;
}

.planning-result__actions {
  display: flex;
  align-items: center;
  gap: .8rem;
  margin-top: 1rem;
}

.planning-result__copy-status {
  color: var(--muted);
  font-size: .95rem;
}

.planning-result__cta {
  display: grid;
  grid-template-columns: 1fr auto;
  gap: 1rem;
  align-items: center;
  margin-top: 1.25rem;
  padding: 1.15rem;
  border: 1px solid var(--text);
  border-radius: var(--radius-md);
  background: var(--text);
  color: var(--white);
}

.planning-result__cta h4,
.planning-result__cta p {
  color: var(--white);
}

.planning-result__cta h4 {
  margin-bottom: .25rem;
}

.planning-result__cta p {
  margin: 0;
  line-height: 1.65;
}

.ratgeber-article__content .planning-result__cta a.btn {
  white-space: nowrap;
}

@media (max-width: 720px) {
  .planning-tool {
    padding: 1rem;
  }

  .planning-tool__grid,
  .planning-tool__checks,
  .planning-result__cards,
  .planning-result__cta {
    grid-template-columns: 1fr;
  }

  .ratgeber-article__content .planning-result__cta a.btn {
    width: 100%;
    white-space: normal;
  }
}